Humana Medicare Supplement Insurance Plans
Plans A through G generally provide benefits at higher premiums with limited out-of-pocket costs compared to Plans K through N. Plans K through N are cost-sharing plans offering similar benefits at lower premiums with greater out-of-pocket costs.
Individuals eligible for Medicare due to attaining age 65, and those under age 65 eligible for Medicare due to disability or end stage renal disease, on or after January 1, 2020, may not purchase a Plan C, F or High Deductible Plan F.
This chart shows basic information about the benefits that Medigap plans cover. If a percentage appears, the Medigap plan covers that percentage of the benefit and you pay the rest. If a box is blank, the plan doesn't cover that benefit. Plans A through G generally provide benefits at higher premiums with limited out-of-pocket costs compared to Plans K through N. Plans K through N are cost-sharing plans offering similar benefits at lower premiums with greater out-of-pocket costs. If you live in Massachusetts, Minnesota or Wisconsin, your Medicare Supplement policy may be called something different than "Medicare Supplement Plans A through N".
** Plans K and L show how much they’ll pay for approved services before you meet your out‑of‑pocket yearly limit and your Part B deductible ($240 in 2024). After you meet these amounts, the plan will pay 100% of your costs for approved services for the rest of the calendar year.
*** Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don’t result in an inpatient admission.
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