Category: February 2011

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Connections February 2011: Agent Newsletter - Workplace Voluntary

February 10, 2011

Humana Whole Life insurance policy includes coverage up to $300,000 that can be used for paying expenses such as a mortgage and future expenses such as education funds or retirement needs.

Plan highlights:

  • Premiums payable to age 65, 90, or 99
  • Guaranteed death benefit
  • Accumulates cash value
  • Loans available against cash value
  • Terminal illness accelerated benefit

Optional riders available:

  • Waiver of Premium
  • Automatic Benefit Increase
  • Employee Term to 65
  • Family Term

The optional AD&D, Loss of Work, and the Facility Care Accelerated Benefit riders are not available in Vermont.

State specific enrollment form, 1622 VT.

How to get a quote

Large group 100+

Agents can call their Humana sales executive. Standard proposals are available within 48 hours. Formal RFPs are ready in ten business days.

For groups with 2-99 employees, agents can contact Easy Rate by calling and receiving a quote in minutes, or through e-mail/fax for a quote within 24 to 48 hours:

Phone: 1-800-327-9728

Fax: 1-800-344-3294

e-mail: easyrate@humana.com | conservation@humana.com

How to order marketing materials:

Humana associates, log on to the Self-Service section on Howie. Look for "Order Marketing Materials", select Small Business, Specialty, HumanaOne, then click on Workplace Voluntary.

Agents go to Humana.com, select "Marketing and Products," and click on the Specialty Benefits link under "Order Marketing Materials."

Bottom line: Humana Whole Life is available in Vermont.

For product information, call Danielle Lehman at 803-714-7258. For marketing materials, call Kelly Luberda at 920-337-5535.