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HumanaOne Life and Supplemental Products

One thing you can expect in life is the unexpected.

Your clients try to plan for what's around the corner. They insure their homes against break-ins and Mother Nature. They cover their cars against theft and collisions. However, they're more likely to deal with a serious illness, an extended hospital stay, or an accidental injury.

HumanaOne's broad range of products help your clients prepare for the unexpected and protect their family's financial health.

Life and Supplemental Products

Get specific information and materials about this product in your state.

Cash Cancer Plan

Pays cash to help with unexpected expenses after diagnosis of a covered cancer.

If your client or a member of their family is diagnosed with a covered cancer, they will receive a cash payment to use any way they want. For example:

  • An unexpected loss of income
  • Travel to national cancer centers
  • Trial or experimental treatments
  • Personal home care and household expenses
  • Option to have premiums refunded if no claims are filed.
  • View educational video about the Cash Cancer plan

Critical Illness Cash Plan

Pays cash after a covered serious illness.

Protect your client and their family from unexpected expenses related to critical illnesses, like heart attack, stroke, or cancer.

If your client or a member of your family is diagnosed with a critical illness, they will receive a cash payment to use any way they want. For example:

Hospital Cash Plan

Pays cash when a covered injury or sickness leads to a hospital stay, outpatient surgery, or an emergency room visit.

Your client will receive a cash payment when sick or injured and need medical attention. Cash that can help pay for things their other insurance plans may not cover like copayments, deductibles, and transportation expenses.

Even if your client already has health insurance, this plan pays cash for:

Junior Estate Builder

Establishes financial protection for your client's children or grandchildren.

Help your client protect their children or grandchildren, now and in the future. They will get the protection of term life insurance with low premiums now, and the solid foundation of whole life automatically when they reach age 25.

Plan highlights:

  • Low annual premium
  • No medical exams or interview.
  • Your client can return the policy within 30 days for a full refund.
  • Additional coverage can be purchased at ages 25, 28, and 31 without evidence of insurability.
  • Policy generates monetary values that may provide cash in the future.
  • View educational video about Junior Estate Builder

Memorial Fund

Whole-life insurance that pays cash to your client's designee to take care of final expenses and more.

Your client may have already planned ahead for funeral expenses. But their family could face so many costs, including medical bills, legal fees, taxes, and other expenses.

The Memorial Fund plan lets your client know that:

As the policy matures, cash value in the policy grows. That means your client can take a loan against the policy or withdraw cash value if they cancel the policy.

To sell or solicit HumanaOne business, agents and agencies must be properly contracted, licensed, and appointed as required by their resident state and the state in which the prospect resides. Please contact your Humana sales representative for details.

Product limitations, exclusions, waiting and elimination periods apply. Availability, benefits, terms, and conditions vary by state. Applications are subject to approval. Content on this page is intended to be a high-level overview of the plans and benefits and services available. It is not all-inclusive. Please refer to product-specific documents or policies for the actual terms and conditions that apply. In the event there are discrepancies with the information on this page, the terms and conditions of the policy will govern. For life and supplemental products, plans are not health plans and are not meant to ensure health coverage.

See plans by state:

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