HumanaAccessSM Visa® Debit Card The HumanaAccess Card is a key element of Humana's PCA, HSA, and healthcare FSA. The card is a Visa debit card that gives members an easy, convenient way to access healthcare funds.

Provider payments

Members simply swipe the card at qualified provider locations — such as doctor’s and dentist’s offices, hospitals, and vision providers — or write the card number and expiration date on a bill, as they would when paying with a credit card. Members should keep a detailed receipt or EOB for every card transaction in case they need to verify an expense, as required by the IRS.

The convenience of the card increases spending account participation.