Personal Care Account PPO

PCA promotes healthcare consumerism

Humana’s Personal Care Account (PCA) PPO plan gives you a way to reduce your health benefits costs while promoting greater employee involvement in healthcare decision-making. Humana's PCA is based on IRS-approved health reimbursement arrangement guidelines. With a set amount of funds in their “personal” account, members are encouraged to use their money wisely.

How the Personal Care Account PPO Works

• Members use PCA funds for eligible medical expenses, including the deductible, prescription drugs, vision, and dental care.
  
  
• Once PCA funds are gone, members satisfy the remaining deductible and coinsurance requirements of the plan.
  
  
• Employers don’t have to fund the entire PCA up front. They simply make a deposit and then add more as employees use their funds.
  
  

Personal Care Spending Account View details about Humana's Personal Care Account (PCA), an employer-funded health reimbursement arrangement that helps members offset a portion of healthcare expenses.

Compare Group Health Plans Use this side-by-side chart to compare Humana's various health plans.

Physician Finder Plus Use our online provider directory to find out if your doctor participates in Humana’s network.

MEMBER RESOURCES Explore MyHumana Humana members can log in to MyHumana to view secured details about their personal health plan.