Prescription Drug Coverage

Our prescription drug plans help control costs

Humana's approach to prescription drug coverage is based on choice and engagement. By providing actionable information and meaningful financial incentives, consumers will make better decisions.

Rx4

The lower the drug's coverage level – One, Two, Three, or Four – the less the member pays. Level One, with the lowest copayment, includes many popular generic drugs.

Rx4 with Deductible

Level One drugs, including many generics, are not subject to a deductible and have the lowest copayment. The member pays an annual deductible for drugs in Levels Two, Three, and Four combined. After meeting the deductible, the member pays a fixed copayment or percentage for each prescription; the plan pays the rest.

RxImpact

Prescriptions most likely to prevent illness are in the first tier, regardless of their cost. Because each level includes generic and brand-name drugs, members can save money by talking to their doctor about lower-priced medications.

Drug List Search Search Humana's Drug List for a specific drug or therapeutic class. View possible alternatives for a drug. Look up the estimated retail price of a drug.

Pharmacy Locator Find participating pharmacy locations and details such as distance, operating hours, phone numbers, and drive thru availability.