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Accident Insurance
As healthcare costs continue to rise, the value of supplemental insurance coverage becomes more important. An accident insurance policy helps your clients address these concerns by offering supplemental coverage for accidents, injuries, ambulance services, and accidental death. |
Key features
- Helps pay deductibles and other services standard health plans may not provide
- Some voluntary accident insurance products can be both a reimbursement and an indemnity insurance policy – expense reimbursements paid are for actual charges or up to the maximum amount stipulated per selection
Product details
Embedded benefits of accident insurance may include:
- Accident medical expenses
- Ambulance benefit
- Hospital confinement
- AD&D
- Optional benefits and riders such as accident total disability, hospital intensive care, bone fracture and dislocation, and coverage for spouse and children
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