Employer prescription drug plans.

Employer prescription drug plans

Employers can offer Humana prescription drug coverage as part of a medical plan or as a stand-alone plan.

Humana offers competitive premiums and several Prescription Drug Plan (PDP) options that allow us to tailor to your clients' needs. Plus members get services to help them save money, like vision care discounts, personalized guidance in SmartSummary Rx®, and RightSourceRx SM mail-order service.

Humana Medicare Employer PDP options

  • Humana Medicare Employer PDP 101 - If your clients are looking for a budget-friendly prescription drug plan, consider Humana's Medicare Employer PDP 101 plan. The Medicare drug plan provides the minimum coverage required by the Centers for Medicare & Medicaid Services (CMS).
  • Humana Medicare Employer PDP 102 - For your clients who want to help retirees save money on their prescription drugs right away, consider Humana's Medicare Employer PDP 102 plan. The plan has no annual deductible and predictable copayments.
  • Humana Medicare Employer PDP 103 - For your clients who want to give retirees the greatest protection from out-of-pocket costs, consider Humana's Medicare Employer PDP 103 plan. This plan has no deductible or "coverage gap" - so it offers the greatest protection from out-of-pocket costs of all Humana Medicare Employer PDPs.
  • Humana Medicare Employer PDP 105 - For your clients who would like to have coverage for some drugs during the "coverage gap," consider Humana's Medicare Employer PDP 105 plan. This plan design balances affordability with protection from out-of-pocket costs. The plan has no deductible, plus coverage for preferred generics during the "coverage gap."

Humana offers a broad range of funding options - so employers can choose to fund all, part, or none of retirees' prescription drug plan premiums. If your client isn't sure which funding level to choose, Humana's dedicated Group Medicare team can help you "run the numbers" and make an informed decision.

Extra services for Humana PDP members

In addition to their drug coverage, members of Humana's Medicare Employer PDPs receive extra services at no additional cost. For 2010, extra services for Medicare Employer PDP members include dental, vision, and hearing care discounts, as well as discounts on over-the-counter drugs. The dental care discount program isn't available in Puerto Rico.

The products and services described above are neither offered nor guaranteed under our contract with the Medicare program. In addition, they aren't subject to the Medicare appeals process. Any disputes regarding these products and services may be subject to the Humana grievance process.

Offer Humana Group Retiree Solutions to your clients

Get Product Information