HumanaOne – Individual Health Insurance
To find out more about our individual health insurance – including covered services, limitations, and exclusions – visit our Website at HumanaOne.com.
A Choice of Individual Health Insurance Plan Options
HumanaOne offers two health plan options: an Individual Health Plan and an HSA-qualified High Deductible Health Plan. Both plans offer a variety of annual deductible levels to fit the individual's budget.
To choose a plan, prospective members should consider how much they spent in the past on premiums, copayments, coinsurance, and prescription drugs.
About our individual health insurance plan
The HumanaOne individual health insurance plan includes coverage for preventive care, hospitalization, and emergency services. Members can also choose from the following benefit options to enhance their Individual Health Plan:
- Zero deductible prescription option – Pharmacy benefits begin immediately without having to meet a separate prescription drug deductible.
- Office visit copayment option* – In-network office visits for illness or injury are paid at 100 percent after a copayment (limited to four visits per year, except in AZ and UT).
*Can vary by state and/or health plan.
About Our HSA-Qualified High Deductible Health Plan
The HumanaOne HSA-Qualified High Deductible Health Plan (HDHP) may be the right fit for individuals who want coverage in case of a serious illness or injury. With the HDHP, members have the comfort of knowing they're covered.
Members can combine their HDHP with a Health Savings Account (HSA) to save money for health expenses. Contributions to an HSA are tax-free, grow tax-deferred, and earn interest.
This page provides a partial list of benefits. Limitations and exclusions apply. Plans are subject to underwriting.
HumanaOne Individual Health and Life Plans are insured by Humana Insurance Company, Humana Health Plan, Inc., Humana Insurance Company of Kentucky, Humana Health Benefit Plan of Louisiana Inc., or Humana Health Insurance Company of Florida, Inc. Dental benefits underwritten by HumanaDental Insurance Company. In Kentucky, The Dental Concern Inc (TDC).
For AZ and TX residents: Insured by Humana Insurance Company