Humana Basic term life insurance.

Humana Basic Term Life Insurance

For many large employers, group term life insurance is a key part of a competitive employee benefits package.

With HumanaLife, your clients can offer this in-demand coverage at competitive group rates - and help demonstrate their concern for employees' financial stability and that of their family. Our employer-paid basic group term life and AD&D insurance plans are available as a stand-alone or in conjunction with medical and dental plans.

Available coverage:

  • Flat amounts in $1,000 increments
  • Multiples of salary rounded to the next $1,000
  • Minimum coverage is $15,000 for groups with 2-99 employees; $10,000 for groups with more than 100 employees
  • Maximum coverage is the lesser of six times annual salary or $1 million, combined with voluntary life coverage

Optional benefits:

  • Waiver of Premium
  • Accelerated Benefit for Terminal Illness
  • Other options may be available depending on group size and location
Find out more about HumanaLife

Get Product Information

Life Insurance

Tools & Resources

Connections Newsletter

Get the latest information and industry trends for Large Group, Small Business, Specialty Benefits, and HumanaOne. You'll find updates and administrative tips on Humana plans.

Learn More

Find Out More About Humana Life Insurance

With Humana, you have a choice of competitively priced group term life insurance with simple plan designs.

Get a Quote Online

Employee paid disability plans

Give your employees the option of purchasing disability coverage, without incurring additional costs to you.

Find Out How