Supplemental term life allows employees to increase their coverage amount.

Term Life Insurance

This employee-paid benefit enables coverage in excess of what the basic term life plan may offer.

AD&D can be purchased with supplemental group term life. AD&D is available to a spouse and child as long as employee has selected supplemental life.

Why Offer Supplemental Term Life Insurance?

Even when the employer offers generous basic term life coverage, some employees may want to increase their coverage amount. Supplemental term life insurance allows them to do so easily – without the hassle of "shopping around" for additional coverage.

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