Tax-free funds for healthcare and dependent care.

Flexible Spending Account (FSA)

The Flexible Spending Account (FSA) helps employees budget for healthcare – and reduces your clients’ total payroll costs.

Best of all, Humana makes FSAs easy for employers to administer and easy for employees to use. Our healthcare FSA administration is seamlessly coordinated with the HumanaAccess ® Visa ® Debit Card and other benefits, including the Personal Care Account (PCA) PPO plan.

Why offer Humana’s healthcare FSA?

  • FSA contributions decrease employers’ total payroll costs, reducing the amount of taxes they pay
  • The HumanaAccess Card encourages employees to get involved in choosing and paying for healthcare

Humana also offers a dependent care FSA, which allows employees to set aside money for expenses such as childcare and adult day care.

Find out more about a Humana Flexible Spending Account
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Beginning Jan. 1, 2011, over-the-counter medications such as pain relievers, cough syrup, and allergy medicines will require a prescription to be eligible for reimbursement from an FSA or PCA. The HumanaAccess Card will not be able to be used to purchase OTC medications.

FSA, PCA, and HSA spending accounts are not insured benefits; they are a service administered by Humana Insurance Company.