Critical Illness coverage helps employees deal with the costs of a life-threatening disease.

Critical Illness Coverage

A diagnosis of cancer, heart attack, or stroke interrupts a person's life physically, emotionally, and economically.

Employers demonstrate their concern for their employees with supplemental workplace voluntary benefit plans that address employees' specific health concerns.

Plan benefit options

A critical illness plan enables employees to help fight the costs associated with a life-threatening disease, while providing some peace of mind to the family. Benefits are paid with a one-time, lump-sum payment. This one-time payment allows the benefits to be used for any purpose, including:

  • Help offset loss of income
  • Deductibles, copayments, and scheduled benefit limitations
  • Treatments considered experimental
  • Transportation expenses to and from doctors and treatment facilities
  • Normal living expenses (mortgages, car payments, utility bills, childcare, groceries, credit card bills, etc.)

Some plan designs encompass a wider array of benefits, including coma, occupational HIV, and paralysis.

Find out more about Humana Voluntary Benefits

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Critical Illness Coverage

Learning about voluntary benefits is easy with the Virtual Guidance tool.