These changes provide choices, and these choices can lead to confusion - but not if individuals understand the different options available. Dr. Scott Latimer, Market President, Senior Products for Humana stated that when it comes to making choices, "Medicare beneficiaries still make their own decisions in the end, but if they have the sense that they have enough information to make the right choices, they will be confident and we feel that's something people will really value."

According to the National Institute on Aging, 75% of Americans over the age of 65 take at least one prescription drug.  One of the most significant changes in Medicare deals with prescription drug coverage.  It is up to the savvy individual to do some shopping, compare the various plans that are available, and will become available, and decide which one is best for their own unique needs.

These changes clearly impact individuals who are reaching 65 years of age.   Dr. Latimer emphasized, "It's going to get a lot more complicated in years to come because there are more choices. For people that are not yet 65 but are heading in that direction, it's not too soon to be looking at the various choices that will be available."

 Humana Inc., headquartered in Louisville, Ky., is one of the nation's largest publicly traded health benefits companies, with approximately 7 million medical members. Humana offers a diversified portfolio of health insurance products and related services - through traditional and consumer-choice plans - to employer groups, government-sponsored plans, and individuals.

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