"Small businesses are looking for ways to continue offering affordable health benefits to their employees," said Evans Looney, president of Humana-Tennessee's commercial operations, which are based in Memphis.  "This new program offers small employers more options and choices - at a competitive price - when purchasing health benefits.  The program also goes beyond health benefits, providing small businesses with a comprehensive approach to managing their benefits so they are not a drain on the bottom line."

"There is no greater benefit to an employee than affordable, comprehensive healthcare," said John Moore, president and chief executive officer for the Memphis Regional Chamber.  "We realized our small business owners did not have the opportunity to offer their employees an affordable health insurance plan that was comparable to the plans offered by large corporations. The Chamber set out to find a partner that could provide this important service and benefit for our members.  Humana came to the table with years of experience working with small businesses, and demonstrated a clear understanding of the many challenges that face our business owners.  This partnership is important to our business community and to the health of our members."

The "Memphis Delivers Health & Wellness" program will also include workshops to help small employers make more educated decisions in choosing a health plan that best fits their financial needs and those of their employees.  Wellness and health-education programs including a health-risk assessment will also be offered at no charge to Humana members.

"At Humana, we believe one of the best ways a business can control its health care costs is for its employees to become savvy health care consumers," said Bryan Wenger, director of small-business sales for Humana-Tennessee.  "Humana is an industry leader when it comes to 'consumerism' in health care, and working with employers to help their employees find ways to keep their health costs in check."

In Tennessee, Humana's product portfolio includes preferred provider organizations (PPOs), consumer-choice offerings including high deductible health plans with health savings accounts, its HumanaOne individual coverage, dental and life products, and numerous Medicare products including Medicare Advantage plans that combine health and drug coverage, and stand-alone prescription-drug plans.

About Humana

Humana Inc., headquartered in Louisville, Kentucky, is one of the nation's largest publicly traded health benefits companies, with more than 11 million medical members.  Humana offers a diversified portfolio of health insurance products and related services - through traditional and consumer-choice plans - to employer groups, government-sponsored plans, and individuals.

Over its 45-year history, Humana has consistently seized opportunities to meet changing customer needs.  Today, the company is a leader in consumer engagement, providing guidance that leads to lower costs and a better health plan experience throughout its diversified customer portfolio.

More information regarding Humana is available to investors via the Investor Relations page of the company's web site at http://www.humana.com, including copies of:

• Annual report to stockholders;
• Securities and Exchange Commission filings;
• Most recent investor conference presentation;
• Quarterly earnings news releases;
• Replays of most recent earnings release conference call;
• Calendar of events (includes upcoming earnings conference call dates, times, and access number, as well as planned interaction with research analysts and institutional investors);
• Corporate Governance Information.

About Memphis Regional Chamber

168 years-old, the Memphis Regional Chamber is the primary economic development agency for the City of Memphis and Shelby County.  The Memphis Regional Chamber consists of 2,300 members - 75 percent of which are small business owners.  By helping cultivate emerging enterprise, creating economic opportunities for existing companies and connecting the business community, the Memphis Regional Chamber is a valuable resource for its members and Memphis.

Chamber members who wish to participate in the "Memphis Delivers Health & Wellness" program, may contact Beth Dutton at bdutton@humana.com, or 901-685-8351.