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Health Savings Account
The Health Savings Account (HSA) gives employees the ability to pay for qualified healthcare expenses with tax-free money and grow their savings for future needs.
In combination with a qualified High Deductible Health Plan, the HSA is a cost-effective way to give employees greater control over healthcare planning, saving, and spending |
Opportunity to build savings
Unused money stays in the employee's account from year to year and earns tax-free interest. The HSA also allows employees investing opportunities.
Tax-free* contributions and earnings
Employees don't pay taxes on contributions or earnings, as long as the money is used for qualified healthcare expenses. Employers who contribute get tax benefits, as well.
Portability
Funds belong to the employees, so they can keep the funds if they change jobs or retire.
Convenience
The HumanaAccessSM Visa® Debit Card makes it easy to pay for qualified expenses. Members can swipe their card at health-related provider locations such as doctor's offices and pharmacies, or they can write the card number on a provider's bill and return it to the provider.
*All mention of taxes is made in reference to federal tax law. Review your state's tax laws to determine the treatment of HSA contributions and earnings.
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View details about how the HSA works, real life examples, and more. |
Use this side-by-side chart to compare Humana's various spending accounts: HSAs, PCAs, and FSAs. |
The card gives members an easy, convenient way to access spending account funds at health-related provider locations such as doctor's offices and pharmacies. View details about how the HumanaAccess Card works.
Download and Print
Sample - HSA Qualified Expenses
View a sample list of allowable and disallowable expenses according to the Internal Revenue Service.
 (PDF 72KB) - Download PDF |
MEMBER RESOURCES
Explore MyHumana
Humana members can log in to MyHumana to view secured details about their personal health plan. |
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