Bold, sensible solutions for the long term

With today's rising healthcare costs, many insurers have offered employers short-term ways to keep expenses in line. Unfortunately, these well-meaning quick fixes delivered poor or unsustainable results. Consequently, because employers weren't given viable, long-term solutions, they felt compelled to jump from carrier to carrier and plan to plan, desperately looking for an answer that works for them and their employees.

Now there's a "guaranteed solution,"² for both large and small employers.

SmartResultsSM SmartResults is a comprehensive solution for 300+ self-funded groups looking for healthier outcomes and long-term control of their claims cost trend. Humana is so confident that it works we'll put 40 percent of our benefit-administration fees at risk.

No WorrySM No Worry offers predictable costs for small businesses. With No Worry, Humana guarantees the annual premium rate increase for medical insurance will not exceed 6 percent, well below industry cost trends, for two subsequent years.2

² In Florida, we'll guarantee the rate increase limit at renewal.