Disability

Disability coverage is one of the most sought-after benefits a company can offer its workforce. Such plans provide important income protection for your clients’ most valuable asset – your employees – and represent a valuable aid in employee retention.

Key features

Group long term and short term disability are usually offered
Choice of employer paid, employee paid, or combination of employer/employee paid plans

Product details

Humana Specialty Benefits offers the following LTD and STD products:

Group Long Term Disability (LTD) and Short Term Disability (STD)
Group income replacement policies that protect employees’ assets and your clients’ assets as well – by providing incentives for disabled employees to return to independent, productive lives as quickly as possible.
Voluntary disability insurance
Provides benefits over and above basic health insurance, offering eligible employees income protection in the form of benefits that partially replace income lost as a result of a disabling accident or illness. Coverage may be extended to include 24-hour coverage and even offer reimbursement for COBRA benefits.

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