Benefit Options
The following benefit options are generally available for HumanaDental Preventive Plus plans. Actual benefits vary by state.
- Deductible is $50 for individuals; $150 for families
- Coinsurance for preventive services is 100% in- and out-of-network
- Option to waive the deductible for preventive services
- Coinsurance for basic services is 80% in-network; 50% out-of-network
- For services not covered by this plan, including major services and orthodontia, members receive a discount with in-network providers; however, out-of-pocket expenses for these services don’t apply to deductible and annual maximum
Why Choose HumanaDental
Our dental plans allow you to offer a highly popular benefit while maintaining flexibility in plan and funding arrangements. These plans are available as stand-alones or in conjunction with medical plans. Coverage can be employer-sponsored or voluntary. Best of all, our status as a "top 10" dental insurance company encourages dentists to participate in our network, which includes more than 110,000 dentist locations nationwide. 1 Negotiated discounts average 27% for dentists in our PPO network.
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