Reasons to Choose Humana Group Medicare Advantage
Here's why Humana's Group Medicare Advantage coverage can improve your bottom line and deliver a better experience for you and your retirees:
- More efficient benefits – When you choose Group Medicare Advantage coverage from Humana, your contribution combines with Medicare's reimbursement to cover all or most of retirees' premiums. Humana administers the plan and takes on the risk for claims.
- Extra services – We offer an array of services that address members' health and benefits needs, including a full suite of clinical programs and wellness services such as Humana Active Outlook®and fitness programs.
- Choice of products – Humana can help you find the right balance of cost, coverage, and provider access. Our experienced actuaries and underwriters, dedicated solely to Group Medicare customers, can help you craft benefit programs with rates that meet your financial and coverage goals.
- Service and enrollment support – Our dedicated Customer Care team provides service just for Group Medicare Advantage plan members. And Humana has more than 1,600 agents to work directly with members on education and enrollment.
Humana offers a broad range of funding options – so you can choose to fund all, part, or none of retirees' Medicare premiums. And if you're not sure which funding level to choose, Humana's dedicated Group Medicare team can help you “run the numbers” and make an informed decision.
Humana's Network–Based Group Medicare Advantage Plans
To reflect where our customers are and where their retirees live, Humana has put a high priority on developing Group Medicare Advantage networks in key areas. Our network–based plans offer savings through a network of providers, plus benefits that are easy for your retirees to understand and use. Humana offers these network–based plans:
- Humana Medicare Employer PPO plans give your retirees freedom to choose providers, with the opportunity to reduce their costs by using in–network providers. Humana offers local PPOs in 423 counties and Puerto Rico. We have regional PPOs in 23 states. According to Centers for Medicare & Medicaid Services (CMS) enrollment data, PPO plans are the fastest–growing Medicare Advantage option. Among all carriers, Humana was No. 1 for growth of Medicare Advantage network–based products from 2008 to 2009, with PPO enrollment growth of more than 60 percent.1
- Humana Medicare Employer HMO plans are available in 21 local markets and Puerto Rico. With these plans, members work one–on–one with a primary care physician (PCP) who coordinates their care and provides referrals to other in–network providers when necessary. PCP referrals aren't required in Louisiana and Puerto Rico.
To enroll in this Medicare Advantage plan, retirees and dependents must be enrolled in both Medicare Part A and Part B. Retirees and dependents can enroll in a Medicare Advantage health plan three months before or after their 65th birthday.
1Centers for Medicare & Medicaid Services (CMS) enrollment data Jan. 14, 2009
