Humana's debit card makes it easy for members to access their funds.

HumanaAccess SM Visa ® Debit Card

The HumanaAccess Visa Debit Card is a key element of Humana's Health Savings Account (HSA), Personal Care Account (PCA), and Healthcare Flexible Spending Account (FSA).

The card gives members an easy, convenient way to access spending account funds at health-related provider locations such as doctor's offices and pharmacies.

HumanaAccess Card Advantages for You

Humana oversees the administration of the HumanaAccess Card – whether you have a Humana-administered FSA or PCA, or an HSA through our banking partner, UMB Bank. Because Humana keeps track of the account management details, you don't have to.

HumanaAccess Card Advantages for Employees

  • It's easier for employees to access their spending account with the HumanaAccess Card. They can pay for eligible expenses with no cash up front, no forms to fill out, and no waiting for a reimbursement check.
  • Using the card encourages employees to become engaged healthcare consumers. When they pay doctor's office, lab, and hospital bills with the HumanaAccess Card, they see the cost of services and take an active role in managing their healthcare spending.
Find out more about the HumanaAccess Card

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Beginning Jan. 1, 2011, over-the-counter medications such as pain relievers, cough syrup, and allergy medicines will require a prescription to be eligible for reimbursement from an FSA or PCA. The HumanaAccess Card will not be able to be used to purchase OTC medications.

The HumanaAccess card is subject to U.S. Patent Nos 6,000,608 and 6,189,787