The Value of Accident Coverage
Accident benefits may help cover deductibles and other services standard healthcare coverage may not provide. Some voluntary accident benefits can be both a reimbursement and an indemnity insurance policy - expense reimbursements are paid for actual charges or up to the maximum amount stipulated in the plan.
Plan Benefit Options
Embedded benefits of accident coverage may include:
- Accident medical expense
- Ambulance benefit
- Hospital confinement
- Accidental death and dismemberment (AD&D)
Optional benefits and riders can help protect against loss of income or expenses incurred for intensive care hospital stays. Optional benefits and riders include accident total disability, hospital intensive care, bone fracture and dislocation, and coverage for spouse and children.
Why Choose Humana Voluntary Benefits?
Our voluntary benefits give you a convenient and economical way to diversify your benefits package, helping you attract top talent and keep existing employees. And it's easy for employees to apply - there are just a few health questions to answer on the application. Plus you can expect friendly, professional service from Humana Specialty Benefits. We have more than four decades of experience helping employers develop competitive benefits packages. And in our 2008 member satisfaction survey, 99 percent of Customer Service calls were resolved to the member's satisfaction within 24 hours.
Offer Humana Voluntary Benefits to your employees Contact Our Sales Team