America's premier small business benefits partner
Humana is one of the nation's premier small group employee benefits companies, providing health plans to more than millions of small business employees and their dependents. (Humana small business medical plans are primarily insured by Employers Health Insurance Co., a wholly-owned Humana subsidiary with an A.M. Best rating of A/excellent.)

Our philosophy: Make it easy
Humana came to be a leader in small business employee benefits through its recognition that business owners have special needs. First, they don't have time to worry about the details of their employee benefits. Second, their employees want health care, not hassels.

Given those demands, one word describes our health plans: easy. They are easy to buy, easy for employers to administer, and easy for employees to use.

• Form-free claims.
• Toll-free hotlines; employees can call 1-(800) 558-4444 for answers to general policy questions.
  • People answer the phone, not machines.
  • Convenient evening and weekend hours.
  • Customer service representatives establish one-on-one working relationships with each customer.
• Employees can also use our Hotline Online web-site for answers to general benefit questions.
• Accredited utilization review program.
• Customized computer system provides real-time information for customers nationwide.

Additionally, our wide range of health plans and other benefits mean it's easy to make employees happy. Even the smallest of our clients have the option of letting employees choose their own health plan individually from selected options.

Broad product portfolio

• PPOs nationwide
• HMOs in selected sites
• Exclusive provider option (point of service) plans in key geographic areas
• Multi-option arrangements (employee choice of health plan type)
• A wide variety of dental products
• Short-term disability insurance
• Group term life insurance
• Traditional indemnity health insurance

For more information about Humana plans available in your area, contact an independent insurance agent, who can research plan options and provide quotes at no direct cost to you. Or, we can help you find an agent. Check your phone book for Humana. If there's no listing for Humana in your community, call 1-(800) 558-4444 for assistance. Or contact us with your location and phone number and we'll put you in touch with an agent.