Q. How do HSAs promote consumerism?
A key advantage of an HSA is that it encourages employees to shop for value and price in healthcare, just as they do with other purchases - a change in behavior that ultimately reduces your health benefits costs. And to reinforce the “shopping” behavior, Humana gives members a debit card that’s tied to their HSA. This means they just swipe the card at the time of service to pay for doctor’s visits, prescriptions, and other healthcare services. Humana’s HDHP with an HSA can be offered in addition to your other Humana standard offerings, as a total replacement option, or in conjunction with our proven trend reduction program, SmartSuite®.