Voluntary Benefits help protect employees’ savings
Voluntary benefits are an effective way to offer employees additional financial protection for a health emergency. With low premiums, employees can select the benefits they need – without driving up costs for your company.
Vision health can impact workplace productivity
For employees, healthy vision can mean a better quality of life and a more productive workforce. Regular eye exams not only help prevent vision loss, but also can detect more serious diseases such as diabetes, hypertension, multiple sclerosis, and brain tumors.
Offering life insurance coverage fills void
One in three Americans, or an estimated 77 million people, lack life insurance, according to a national survey IPSOS Public Affairs conducted in 2008. Offering group coverage makes it easy for employees to help ensure the financial security of their families.
Dental benefits are the most requested voluntary benefit
Regular cleanings can reduce the likelihood of developing gum disease which has been linked to other serious conditions such as heart disease, diabetes, and stroke. It’s important to educate employees about the need for regular cleanings and how oral health can impact overall health.
A complete view of health costs
Employers have to look beyond medical and pharmacy costs when examining health costs and include the cost of lost productivity. A recent study also factored the cost of absenteeism and presenteeism (showing up for work when ill or distracted) related to a health condition.
Your Thoughts
What is your biggest benefits challenge for 2010?
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Reader Response
In August, we asked, "Do you offer your employees specialty or voluntary benefits? If so, which ones?"
