Enrollment Guide

Take Time To Make Good Decisions

Signing up for health coverage is a lot like buying a car, or a major appliance – it requires some time to research your options.

Here's What You'll Need To Get Started On Your Enrollment

• Social Security number
• Date of birth
• Home ZIP code
• Last year's spending account information
• Last year's health plan details

Check Out Your Plan Options

• Read plan descriptions and benefit summaries
• Review all your costs: Premium and deductible; copayment and coinsurance; out-of-pocket maximum
• Compare against your current benefits

Consider Your Family's Needs

• Decide if you have any medical issues or procedures anticipated for next year
• Review your spouse's plan options
• Are your doctors in Humana's network? Find out with our Physician Finder

Review Your Finances

Evaluate what you can afford to pay.

• Renewing members – Visit MyHumana for a full history of your expenses. You can also project your next plan year's expenses with the My Estimated Expenses Tool
• New members – Build a family health budget – and get a handle on where your healthcare dollars go. A budget can help you plan for next year's benefits. Visit Family Health Budget
• Consider a spending account, if available

Consult With Others

• Attend an open enrollment meeting
• Confer with your family and co-workers