Q. Who qualifies as a full-time student?
The guidelines for full-time student coverage vary by plan and by state. Check your Benefit Plan Document for the specifics of your coverage. In general, to remain on your coverage an unmarried child aged 19 to 25 must be in active, full-time attendance (usually 12 units/credits) at an accredited learning institution such as:
- A vocational or high school supported or operated by local, state, or federal government
- A state university, college, or community college
- A licensed private school, college, or university
Other common requirements for full-time student status include:
- The school must be accredited in the state in which the school is located
- The student must be enrolled in a degree or diploma program
- The student must not be employed on a regular full-time basis
- The student must not be covered under any employee group insurance or prepayment plan other than either parent's group coverage
- The member must supply at least 50 percent of the student's support, and the student must be an eligible dependent of the member
