How it works
The plan pays the first $500 of eligible expenses from in-network providers. You just pay a copayment, and then the plan picks up the rest. Each covered member has a separate allowance.
If you use the entire $500, you pay most additional expenses until you meet the annual deductible. Once you meet the deductible, the plan starts paying a percentage of your costs. If you reach the out-of-pocket maximum, the plan picks up 100 percent of your costs - other than copayments for covered services from in-network doctors and hospitals.
Examples are for illustration only, and they may not apply to all lines of business (PPO, POS, HMO). The amounts will vary, depending on the plan selected and the number of people covered. The member is responsible for copayments. Copayments and the allowance do not apply to the deductible.
CoverageFirst in Arizona is insured by Humana Insurance Company.