Healthcare Guidance
Healthcare guidance is about more than knowing your claim is paid. It’s about understanding the pluses and minuses of all your healthcare options – and knowing how your decision might affect your finances. It’s about choosing, financing, and using healthcare with confidence.
As a leader in health benefits innovation, Humana helps our members make healthcare and health insurance decisions with the same well-informed approach they use for other major purchasing decisions. And, of course, we strive to help members achieve the best possible health. Care for each individual is at the core of everything we do, and it’s the reason we’re committed to guidance.
Humana Inc., headquartered in Louisville, KY, is one of the nation’s largest publicly traded health benefits companies. We offer health insurance, dental insurance, life insurance, and related products for individuals and employer groups.
Healthcare for Seniors and Other Government-Sponsored Plans
Humana Medicare offerings range from Medicare Advantage and Medicare Part D to Medicare supplement (Medigap) policies. The nation’s senior population has more benefit options than ever before. But to get the greatest value, they must be well-informed consumers. That’s why the same consumer-focused thinking that makes Humana a leader in group health insurance and individual health insurance extends to our Medicare members. For instance, Medicare prescription drug plan members receive a personalized monthly statement called SmartSummary RxSM
Military healthcare is also a significant part of Humana’s business. To find out more about TRICARE, visit >Humana Military
Healthcare for Individuals and Employer Groups
Humana’s group health insurance and individual health insurance plans are designed to involve consumers at every step as they make decisions about their health. Care about preventive measures and screenings? We offer guidance about that. Want to find the most affordable health insurance plan? Humana’s Health Plan Wizard can help. Looking for ways to reduce prescription drug costs? Turn to the Rx CalculatorSM and your personal health finance and benefits statement, called SmartSummarySM
Together, our plan designs and guidance are helping members and employers hold back rising healthcare costs. For instance, with Humana’s family of Smart products, many employer groups are seeing their cost increases whittled down to low single-digits. For details on Humana group health insurance and dental insurance, check out our "Plans & Products"
To find out more about Humana individual coverage and to get health insurance quotes, visit HumanaOne
Helping to Change Healthcare Now
Healthcare is in critical condition. Humana’s CEO, Michael B. McCallister, says, “If healthcare is to avoid a cataclysmic event, we have to find a different path and a different way.” And we can only fix the problem if everyone is united. Healthcare consumers must be more involved in decisions. Employers must view health insurance as more than a commodity. Providers must practice evidence-based medicine and be mindful of patients’ costs.
Health insurance companies need to change, too. Humana is leading the charge in several ways. With the growing incidence of lifestyle-related illnesses, we’re maximizing the power of data to offer actionable guidance about health risks and prevention. With consumers taking a more active role in decision-making, we’re providing access to transparent provider effectiveness and cost information. And since consumers have greater financial responsibility, we’re helping them understand healthcare financing opportunities – including spending accounts – that can help them pay for healthcare services.
To see how health benefits and finance converge in Humana’s plan designs and guidance, visit: Rethink Humana
