Healthcare Insurance for All Employer Group Sizes
Humana provides a range of medical plans for commercial fully insured accounts – both large employer groups (100+ lives) and small businesses (2 to 99 lives). We also offer turn-key Administrative Services Only (ASO) solutions for self-funded clients and stand-alone pharmacy benefits management.
Humana Insurance Plans: Traditional and Consumer-Driven
To meet employers and employees on their terms, Humana provides a broad spectrum of healthcare insurance plans.
Consumer-driven products like Humana's SmartSuite® prove that saving money and having a better experience can go hand in hand – for both employers and employees. A multi-year study of healthcare consumers at 155 companies using SmartSuite shows the product yielded tangible results without a significant change in employer and employee cost share. Annual claims trends were in the 5 to 6 percent range and average premium increases were in the single digits. For more details on the study, visit Health Care Consumers: Passive or Active?
Employers whose group healthcare insurance experience is limited to traditional insurance plans may be reluctant to move directly into a consumer-driven insurance plan. As part of our commitment to meeting employers where they are, Humana also provides insurance coverage with Health Maintenance Organization (HMO) or Participating Provider Organization (PPO) plans, as well as several "first-step" consumerism approaches. Even with gradual modifications, employers can manage costs and help employees take charge of their health, care, insurance plan selection, and more. Find more details about Humana's group health insurance plans.
Large Group, Diverse Provider Networks
Humana offers several network choices that give companies competitive discounts to help control costs. The Humana/ChoiceCare Network is our largest nationwide network solution. National POS - Open Access offerings use a network with a scope similar to the PPO, but with the benefit of additional discounts.
Humana PreferredSM is a series of plan offerings, supported by a high-performance network, that generally provides even greater savings when compared to our group plans with larger networks. The majority of these savings is driven by provider efficiency in practice patterns.
Ancillary Products Integrate with Medical Insurance Plans
Our ancillary lines of business include spending accounts, dental insurance, vision care, group life insurance, accidental death, voluntary benefits, and behavioral health – all designed to stand alone or work seamlessly with an employer's healthcare insurance plan.
Other Humana Medical Insurance and Prescription Drug Plans
As the nation's second-largest provider of Medicare benefits, Humana offers a broad portfolio of Medicare Advantage healthcare insurance plans, as well as stand-alone Medicare prescription drug plans. To explore Humana Medicare insurance plans, visit Humana Medicare
Humana Military was founded to focus on military health care initiatives. To find out more, visit Humana Military Healthcare Services.
Humana offers affordable individual health insurance coverage, including traditional insurance plans and high-deductible health insurance plans. For details, visit HumanaOne
Healthcare Insurance Plans that are Affordable and Easy
Our commitment to employers and members is simple: we design plans and resources that offer value and instill confidence. Beyond preventive care benefits and conventional insurance coverage, Humana offers tools and resources that help guide members in using their benefits. We aim to help members make informed choices when it comes to their health, care, insurance plan selection, financing health expenses, and beyond.