Individual medical

Choice of Plans and Deductible Levels

When you choose a health insurance plan from HumanaOne, you have the flexibility to choose coverage that's right for your needs and your budget.

You can choose traditional health coverage with familiar features like office visit copayments or 100% after deductible coverage. Or you can choose a plan with a HSA – a qualified High Deductible Health Plan (HDHP) that allows you to contribute to a Health Savings Account. In most states, we also offer Short Term Medical plans designed to provide affordable coverage while you wait for more permanent coverage to begin.

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Copay Plans

If you want coverage that has features similar to those of an employer-sponsored plan, consider our plans that include office visit copayments. These health plans have copays for illness and injury doctor's office visits. Prescription drug coverage is included in all plans with office visit copayments.

100% After Deductible Plans

If you want a plan that pays 100% for most covered in-network expenses after your deductible is met, consider plans with this feature. These plans give you the widest choice of deductible options; some may even be compatible with a Health Savings Account.

Health Savings Account Plans

If you want coverage for many of the same services as the plans above – plus the ability to put money in a Health Savings Account (HSA) – consider an HSA-qualified High Deductible Health Plan.

Short Term Plans

If you're without health insurance temporarily – for instance, if you're waiting for group coverage or Medicare coverage to begin – consider a HumanaOne Short Term Medical plan. If you're eligible, you can receive coverage as quickly as the day after applying.

Find a Plan and Get a Quote

Get a quote and see the variety of affordable personal health plan options we offer.

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Insured by Humana Insurance Company, Humana Health Plan, Inc., Humana Health Insurance Company of Florida, Inc., Humana Employers Health Plan of Georgia, Inc. and Humana Insurance Company, Humana Health Benefit Plan of Louisiana, Inc., HumanaDental Insurance Company, or The Dental Concern, Inc. For Arizona residents: Insured by Humana Insurance Company or HumanaDental Insurance Company. For Texas residents: Insured by Humana Insurance Company or HumanaDental Insurance Company or DentiCare Inc. For Mississippi residents: Insured by Humana Insurance Company or HumanaDental Insurance Company or CompBenefits Insurance Company.