Choosing a plan that's right for you
Here's an overview of Humana health plans your employer might offer. When you enroll, you receive additional guidance to help you choose the plan that's right for you.
SmartSuite
SmartSuite® is a package of benefits your employer offers that provides you a choice of plans as well as guidance in holding down your healthcare costs
High Deductible Health Plan (HDHP)
A specially designed PPO or POS plan compatible with the Health Savings Account (HSA)
Personal Care Account PPO
A Preferred Provider Organization (PPO) health plan combined with a personal healthcare spending account
CoverageFirstSM
Catastrophic coverage plus a $500-per-member benefit allowance for in-network services
Preferred Provider Organization (PPO)
A health plan with a wide choice of providers and discounts for using in-network doctors and hospitals
Health Maintenance Organization (HMO)
Predictable costs for you and an emphasis on your relationship with a primary care physician (PCP)
Point of Service (POS)
Similar to an HMO but with flexibility to seek services outside the network
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