Disability Coverage
Protect your most valuable asset - your ability to earn a living. If you can't work due to an injury or illness, disability insurance helps keep a roof over your head, maintain some daily routines, and pay monthly bills. Disability coverage helps you focus on what's most important: a full recovery and successful return to your job as soon as possible.
Key features
- Group long-term and short-term disability
- Employer-paid or employer/employee-paid plans
Product details
Group Long-Term Disability (LTD) and Short-Term Disability (STD)
A group income replacement policy protects your assets by providing incentives for you to return to an independent, productive life as quickly as possible if you become disabled. By selecting STD and LTD from the same provider, you can save money from the integrated claims process.
Plan features:
- Definition of disability covers own occupation and any occupation
- Customized rehabilitation programs Wide array of optional benefits
- Self funded STD ASO service options
- Multiple monthly benefit maximums
