Six ways to save on your healthcare costs

You’ve proven that you’re savvy with your money - both saving and investing it. So now financial gurus urge you toward another new horizon - making wise decisions about financing your healthcare. Here are six ways to save on your healthcare costs.

Consider a spending account Many employers are beginning to offer spending accounts, either as part of a health plan or a separate option.

Budget for healthcare You know what you spend on housing, transportation, and utilities. But are you prepared to spend $100 for a doctor’s office visit, $1,000 for diagnostic tests, or $10,000 for a hospital stay?

See in-network doctors Things never stay the same! Your internist retires, you need a specialist, you change health plans, or you relocate. There are lots of reasons for not seeing your regular doctor.

Save money on your medications You may be surprised to learn that you have plenty of opportunities to save money at the pharmacy.

Check out hospital services you can get elsewhere These three best-kept secrets of the healthcare system represent smart ways for you to save money.

Read your EOB before you pay your medical bill Your health insurance company regularly sends you reports that could save you money. One in particular you've probably seen a number of times. What is it?