| Dear
Physician and Office Staff:
Over the last two years,
the principle of customer-centricity has become the cornerstone
of Humana’s strategy. Through this principle, we have redesigned
our clinical initiatives, launched radical new products and substantially
improved our customer service operations.
We believe that our success depends on helping consumers understand
and embrace their clinical choices and responsibilities. This requires
us to think about everything we do and every way that we affect
our consumers, “through the consumer’s eyes.”
Our quest for customer understanding is leading us to reorganize
ourselves to create advantage for our consumers and other customers.
This is radical in the health benefits business. Our conviction
is that by creating advantages that lead to less conflict and more
“success” for our customers, we will build trust, loyalty
and competitive advantage.
Consumers’ attitudes toward their health benefits company
are deeply influenced by what happens when they see their doctor.
If we can facilitate the consumers’ choices and make it easier
for physicians to do business with Humana, we can help create an
experience that is seamless and untroubled — and less costly
and more efficient, too.
So that’s what we’re doing. You’ve read in these
pages about our new clinical strategies, focused on providing decision
support and reducing review. Over the summer, we told you about
our innovative new ID card equipped with a magnetic strip that contains
benefit information and also serves as a debit card for Flexible
Spending and Personal Care Accounts and operates just like a standard
credit card. This process innovation will reduce paperwork, waiting
time and the need to pursue patients for payment. Soon we’ll
be adding more features to simplify and economize the transaction
so it will be even easier to take care of Humana members.
The key to creating a new experience for patients is learning how
to listen. We’re setting up processes to capture information
from all of our business customers. In this issue, we announce the
creation of an editorial board to recommend ideas for this magazine.
We want to thank the physicians and other staff who have offered
their time to make this publication more relevant and useful to
other physician practices.
Their suggestions will give us more than story ideas, however. Everything
we learn about how to make the health care experience more efficient
will feed our own “idea bin” for further process improvements.
We want to hear from you, too. Let us know your ideas about how
we can create a superior experience for your patients — our
members — our mutual customers.
Sincerely,

Jack Lord, M.D.
Chief Innovation Officer
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