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Medicare Plan Election Period Begins
Physicians are reminded that we are
in the midst of the Medicare Advantage plan election period. The
Centers for Medicare & Medicaid
Services (CMS) has put increased emphasis this year on Medicare
beneficiaries to confirm physician participation with the medical
plans before enrollment. As a result, physician offices may experience
an increase in phone calls and questions from seniors during this
period.
The enrollment period for Medicare Advantage plans runs
from November 15 until December 31 each year. Plans selections
made during this enrollment period are effective for the calendar
year beginning January 1. Between November 15 and December 31,
any Medicare-eligible person may enroll in a Humana Medicare Advantage
plan or Medicare prescription drug plan (PDP). Existing Medicare
Advantage or PDP members may elect to renew their current plan
or select a new plan. Between January 1 and March 31 of each year,
Medicare Advantage members are allowed to make one change to another
plan if they choose.
To better manage increased call volume during
this time, it is suggested that physician offices put information
about their Medicare Advantage plan participation on their automated
phone greeting. Telephone receptionists and front office staff
should also be prepared for requests for up-to-date information
about the office's
participation in various Medicare Advantage plans.
Many enrollees
and current members are expressing interest in Humana's
Medicare Advantage PPO plans and Private Fee-for-Service plans.
Participation in Humana Choice PPO and Humana Group Medicare PPO
plans is possible as a contracted, in-network provider or noncontracted
as an out-of-network provider. Physicians that are not currently
contracted to participate in the Medicare Advantage PPO network
are encouraged to take advantage of this opportunity. Participation
in Humana Gold Choice or Humana Group Medicare PFFS is possible
without a contract. Reimbursement is provided per Humana PFFS terms
and conditions.
For more information about Humana's Medicare
Advantage PPO and PFFS plans:
- Contact your local Humana contracting
representative or provider education consultant
- Call (866) 291-9714
- Go to the "Providers" page at
www.humana.com and select "Plans & Products" and
then "Medicare"
- To request a contract, go to www.choicecarenetwork.com
Your local
contracting and provider education representative can also provide
information about sales seminars or other provider seminars in
your area. Seminars are planned for most states.
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Physicians Reminded of
Fast Track Appeals Responsibilities
Medicare Advantage (MA) enrollees are
entitled to adequate notice of a decision to terminate Medicare
coverage for services being received at a skilled nursing facility
(SNF), home health agency (HHA) or comprehensive outpatient rehabilitation
facility (CORF). The Centers for Medicare & Medicaid Services
(CMS) has also ruled that MA-insured patients be informed of their
right to an expedited review by a Quality Improvement Organization
(QIO) if they disagree with their MA plans decision to
terminate Medicare coverage. This CMS rule, commonly referred to
as Fast Track Appeals or Grijalva rule, was implemented January
1, 2004.
Under the Grijalva rule, the MA plan must provide notice
through the provider (SNF, HHA or CORF) to enrollees of its decision
to terminate services. The SNF, HHA or CORF is responsible for
completing and delivering the Notice of Medicare Non-Coverage of
Services (NOMNC) notice to enrollees.
In these situations, it is
important that primary care physicians, specialty care providers
and Humana work together to coordinate discharge planning and patient
notification.
The Grijalva regulation also specifies the following
delivery requirements for the NOMNC:
- The notice must be delivered
at least two days prior to the service termination date.
- The enrollee
or an authorized representative of the patient must sign and
understand the notice.
- If the notice cannot be delivered to an authorized representative
in person, the representative may be contacted by telephone to
advise him or her when the enrollee's services will no
longer be covered and to be advised of the appeals process. This
contact must be documented on the NOMNC form, including name,
phone number and time of contact and signed by the person initiating
the contact.
- If
all other options have been exhausted, the notice must be sent
via certified mail return receipt.
If the enrollee decides to appeal
the decision, Humana assumes responsibility for responding to the
appeal and providing the enrollee with future notices. The MA organization
may require assistance from the provider in gathering detailed
information needed to respond to the appeal.
For more detailed information
about Fast Track Appeals or the Grijalva rule, visit the CMS Web
site at www.cms.hhs.gov/healthplans/appeals.
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