Humana Classic Humana's Classic plan is also known as a "traditional indemnity plan" or a "fee-for-service plan." This plan is a good choice for members who travel or live in an area with few in-network providers.

How a Classic Plan Works

The Classic plan gives members a great deal of choice and flexibility, including the following:

• Members don't have to pay more for out-of-network doctors and hospitals.
  
  
• Out-of-pocket costs may include copayments, deductibles and coinsurance.
  
  
• If a member reaches the out-of-pocket maximum, the plan pays 100 percent of additional covered expenses during the plan year, other than copayments (if required).
  
  

Physician Finder Plus Use our online provider directory to find out if your doctor participates in Humana’s network.

MEMBER RESOURCES Explore MyHumana Humana members can log in to MyHumana to view secured details about their personal health plan.