Personal Care Account PPO
Humana's Personal Care Account (PCA) plans combine a low-premium, high-deductible PPO with an employer-funded health reimbursement arrangement.
With this plan design, members have catastrophic coverage and an incentive to look for value in health care.
PCA promotes healthcare consumerism
Humana's Personal Care Account (PCA) PPO plan gives you a way to reduce your health benefits costs while promoting greater employee involvement in healthcare decision-making. Humana's PCA is based on IRS-approved health reimbursement arrangement guidelines. With a set amount of funds in their “personal” account, members are encouraged to use their money wisely.
How the Personal Care Account PPO Works
- Members use PCA funds for eligible medical expenses, including deductibles, prescription drugs, vision and dental care.
- Members have access to the full amount of their employer contribution on the first day of the plan year.
- Once PCA funds are gone, members satisfy the remaining deductible and coinsurance requirements of the plan.
Personal Care Account
View details about Humana's Personal Care Account (PCA), an employer-funded health reimbursement arrangement that helps members offset a portion of healthcare expenses.
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Physician Finder Plus
Use our online provider directory to explore the doctors who participate in Humana's network.
MEMBER RESOURCES
Humana members can log in to MyHumana to view secured details about their personal health plan.
