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Personal Care Account PPO
Humana’s Personal Care Account (PCA) plans combine a low-premium, high-deductible PPO with an employer-funded health reimbursement arrangement.
With this plan design, members have catastrophic coverage and an incentive to look for value in health care. |
PCA promotes healthcare consumerism
Humana’s Personal Care Account (PCA) PPO plan gives you a way to reduce your health benefits costs while promoting greater employee involvement in healthcare decision-making. Humana's PCA is based on IRS-approved health reimbursement arrangement guidelines. With a set amount of funds in their “personal” account, members are encouraged to use their money wisely.
How the Personal Care Account PPO Works
- Members use PCA funds for eligible medical expenses, including deductibles, prescription drugs, vision and dental care.
- Members have access to the full amount of their employer contribution on the first day of the plan year.
- Once PCA funds are gone, members satisfy the remaining deductible and coinsurance requirements of the plan.
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View details about Humana's Personal Care Account (PCA), an employer-funded health reimbursement arrangement that helps members offset a portion of healthcare expenses. |
Use this side-by-side chart to compare Humana's various health plans. |
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Use our online provider directory to explore the doctors who participate in Humana’s network. |
MEMBER RESOURCES
Explore MyHumana
Humana members can log in to MyHumana to view secured details about their personal health plan. |
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