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Prescription Drug Coverage

Prescription Drug Coverage

Humana's innovative prescription drug benefits include Rx4, Rx4 + Deductible and RxImpactSM.

With all three benefit designs, covered prescription drugs are grouped into four levels.

Holding Down Costs

Humana has designed these plans to get members the drugs they need, while holding down unnecessary costs. These plans are subject to change.

Rx4

The lower the drug's coverage level (One, Two, Three or Four), the less the member pays. Level One, with the lowest copayment, includes many popular generic drugs.

Rx4 with Deductible

Level One drugs, including many generics, are not subject to a deductible and have the lowest copayment. The member pays an annual combined deductible for drugs in Levels Two, Three and Four.

After meeting the deductible, the member pays a fixed copayment or percentage for each prescription; the plan pays the rest.

RxImpact

Prescriptions most likely to prevent illness are in the first tier, regardless of their cost. Because each level includes generic and brand-name drugs, members can save money by talking to their doctor about lower-priced medications.

Drug List SearchNew Window

Search Humana's Drug List for a specific drug or therapeutic class.
  • View possible alternatives for a drug.
  • Look up the estimated retail price of a drug.

Pharmacy Locator

Find participating pharmacy locations and details such as distance, operating hours, phone numbers, and drive thru availability.