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HumanaOne

HumanaOne® Individual Health Insurance

HumanaOne is affordable health insurance for individuals and families not covered under group insurance.

With a HumanaOne plan, members can enjoy savings through our extensive provider network, exceptional customer service, and the peace of mind of health insurance coverage.
HumanaOne

HumanaOne – Individual Health Insurance

To find out more about our individual health insurance – including covered services, limitations, and exclusions – visit our Website at HumanaOne.comExternal Website

A choice of individual health plan options

HumanaOne offers two health plan options: an Individual Health Plan and a High Deductible Health Plan, which is compatible with the Health Savings Account (HSA). Both plans offer a variety of annual deductible levels to fit the individual's budget.

About our Individual Health Plan

The HumanaOne Individual Health Plan includes coverage for preventive care, hospital and emergency services, and prescription drugs. Members can also choose from the following benefit options to enhance their Individual Health Plan:

  • Zero deductible prescription option* – Pharmacy benefits begin immediately without having to meet a separate prescription drug deductible.

  • Office visit copayment option* – In-network office visits for illness or injury are paid at 100 percent after a copayment.

  • Maternity benefit* – Provides coverage for pregnancy and newborn well-baby services. A waiting period applies.

*Options can vary by state and health plan.

About our HSA-Qualified High Deductible Health Plan

The HumanaOne HSA-Qualified High Deductible Health Plan may be the right fit for individuals who want coverage in case of a serious illness or injury, plus the opportunity to take advantage of tax savings.

Members can combine their High Deductible Health Plan with a Health Savings Account (HSA) to save money for health expenses. Contributions to an HSA are tax-free, grow tax-deferred, and earn interest.
This page provides a partial list of benefits. Limitations and exclusions apply. Plans are subject to underwriting.

HumanaOne Individual Health and Life Plans are insured by Humana Insurance Company, Humana Health Plan, Inc., Humana Insurance Company of Kentucky, Humana Health Benefit Plan of Louisiana Inc., or Humana Health Insurance Company of Florida, Inc. Dental benefits underwritten by HumanaDental Insurance Company. In Kentucky, The Dental Concern Inc (TDC).

For AZ and TX residents: Insured by Humana Insurance Company

Limitations and exclusions apply.