Because members require flexibility in their health plan, Humana offers three kinds of Medicare Advantage plans – Private Fee-for-Service (PFFS), HMO and PPO.
Members can choose any medical provider who participates with Medicare and agrees to accept Humana's payment terms and conditions.
This Health Maintenance Organization (HMO) plan offers all the benefits of Original Medicare plus prescription drug coverage and many extras. Out-of-pocket costs are lower than with other types of plans.
A Preferred Provider Organization (PPO) plan gives members freedom to choose which doctors, specialists and hospitals they visit.
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