dhmo

Prepaid/DHMO

Preventive dental care is important to overall health. To encourage preventive care among their employees, clients in selected HumanaDental markets can take advantage of the HumanaDental Prepaid/Dental Health Maintenance Organization (DHMO) plan. Dentists in the plan network provide services for a pre-negotiated price. Out-of-network services are covered in an emergency.

The HumanaDental Prepaid/DHMO plan offers a wide range of benefits and supports preventive dental care.

Benefit options

The following benefit options are generally available for HumanaDental Prepaid/DHMO plans. Actual benefits vary by state.

  • Several deductible options
  • Orthodontia options, including treatment for adults
  • Discounts may be available with in-network providers for services and materials not covered by the plan. However, out-of-pocket expenses for these non-covered services don't apply to any deductible or annual maximum.

Advantages of HumanaDental

Our dental plans allow your clients to offer a highly popular benefit while maintaining flexibility in plan and funding arrangements. These plans are available as a stand-alone so they’re an option even for clients who don’t offer our medical plans. Coverage can be employer-sponsored or voluntary. Best of all, our network includes more than 110,000 dentist locations nationwide. Negotiated rates for services received from dentists in our PPO network average 27% savings nationwide.

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