The following benefit options are generally available for HumanaDental Preventive Plus plans. Actual benefits vary by state.
- $50 deductible for individuals; $150 for families
- 100% coinsurance for preventive services in- and out-of-network
- Option to waive the deductible for preventive services
- 80% coinsurance for basic services in-network; 50% out-of-network
- Members may receive a discount with in-network providers for services not covered by the Preventive Plus plan (including major services and orthodontia). However, out-of-pocket expenses for these non-covered services don’t apply to any deductible or annual maximum.
Advantages of HumanaDental
Our dental plans allow your clients to offer a highly popular benefit while maintaining flexibility in plan and funding arrangements. These plans are available as a stand-alone so they’re an option even for clients who don’t offer our medical plans. Coverage can be employer-sponsored or voluntary. Best of all, our network includes more than 110,000 dentist locations nationwide. Negotiated rates for services received from dentists in our PPO network average 27% savings nationwide.
Tools and resources for your clients
Limitations, exclusions, and waiting periods may apply. Refer to the benefits summary for additional details