Spending accounts

Humana makes healthcare spending accounts easy for your clients to administer. These accounts promote smart healthcare shopping. And an integrated debit card gives members convenient access to their funds.

Health Savings Account (HSA)

Offer a low-premium plan

An HSA lets employees pay for healthcare expenses with tax-free money. These accounts have lower premiums than other plans and give your clients more control over expenses. They can make tax-free contributions to employees' HSAs, within IRS guidelines.

Personal Care Account (PCA)

Contribute to employee expenses

With a PCA, your clients can help their employees with healthcare expenses, without having to lay out all the cash up front. And Humana manages the PCA and HumanaAccess® Visa® Debit Card to make everything easier.

Flexible Spending Account (FSA)

Set aside tax-free funds

With an FSA plan, your clients benefit from decreased payroll costs and reduced taxes. Employees can use an FSA to pay for healthcare and dependent care with tax-free funds. Plus, your clients will save on every dollar their employees contribute.

HumanaAccess Visa Debit Card

Make spending accounts easier for all

With this debit card, your clients’ employees can access spending account funds easily at their provider’s locations. Humana administers the card for your client: no more reimbursements to manage.

Find out more about the HumanaAccess card

Your clients can make healthy living more rewarding

It’s easy when employees earn points and set goals through HumanaVitality.®

Learn more about HumanaVitality

Find the forms you need

Download enrollment and change forms from our website.

Download forms (link opens in new window) 
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Cancer-fighting foods

To fight the chance of getting cancer, eat healthy, cancer-fighting foods like spinach, carrots, mushrooms, and tomatoes. Selenium-rich foods, such as sunflower seeds and Brazil nuts, are also good cancer-fighting foods to make part of your diet.