Accidental cancer

Voluntary Accident Coverage

Voluntary Accident Coverage offers your client’s employees protection beyond basic health coverage. Workplace voluntary accident benefits provide supplemental on or off-the-job coverage.

The value of Accident Coverage

Accident benefits may help cover deductibles and other services standard healthcare coverage may not provide. Some voluntary accident benefits can be both a reimbursement and an indemnity insurance policy — expense reimbursements are paid for actual charges or up to the maximum amount stipulated in the plan.

Plan benefit options

Embedded benefits of accident coverage may include:
  • Accident medical expense
  • Ambulance benefit
  • Hospital confinement
  • Accidental death and dismemberment (AD&D)

Optional benefits and riders include accident total disability, hospital intensive care, bone fracture and dislocation, and coverage for spouse and children

Why choose Humana Voluntary Benefits?

Our voluntary benefits give clients a convenient and economical way to diversify their benefits package, helping attract top talent and keep existing employees. The application has just a few health questions. And we strive to provide friendly, professional service to members and employers.

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Look up healthcare and health plan terms

Look up healthcare and health plan terms

From abrasion to X-ray, the Humana glossary offers explanations for common insurance and medical terms.

Browse our healthcare glossary