A critical illness plan enables your clients’ employees to help fight the costs associated with a life-threatening disease, while providing a level of assurance for their families. Benefits are paid with a one-time, lump-sum payment. This one-time payment allows the benefits to be used for any purpose, including:
Some plan designs encompass a wider array of benefits, including coma, occupational HIV, and paralysis.
Our voluntary benefits give you an economical way to diversify your benefits package, helping you attract top talent and keep existing employees. The application has just a few health questions. And we strive to provide friendly, professional service to members and employers. We have more than four decades of experience helping employers develop competitive benefits packages. And in our 2008 member satisfaction survey, 99 percent of Customer Service calls were resolved to the member's satisfaction within 24 hours.
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From abrasion to X-ray, the Humana glossary offers explanations for common insurance and medical terms.Browse our healthcare glossary