Preventive Plus Plan

HumanaDental Preventive Plus plans cover the dental services that are used most often — preventive and basic services.

Members can choose any dentist with the Preventive Plus plan, but they will spend more if they go to out-of-network dentists. Discounts may be available for some major services, as well as adult and child orthodontia.

Benefit options

The following benefit options are generally available for HumanaDental Preventive Plus plans. Actual benefits vary by state.

  • $50 deductible for individuals; $150 for families
  • 100% coinsurance for preventive services in- and out-of-network
  • Option to waive the deductible for preventive services
  • 80% coinsurance for basic services in-network; 50% out-of-network
  • Members may receive a discount with in-network providers for services not covered by the Preventive Plus plan (including major services and orthodontia). However, out-of-pocket expenses for these non-covered services don’t apply to any deductible or annual maximum.

Advantages of HumanaDental

Our dental plans allow your clients to offer a highly popular benefit while maintaining flexibility in plan and funding arrangements. These plans are available as a stand-alone so they’re an option even for clients who don’t offer our medical plans. Coverage can be employer-sponsored or voluntary. Best of all, our network includes more than 110,000 dentist locations nationwide. Negotiated rates for services received from dentists in our PPO network average 27% savings nationwide.

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