Humana Simplicity Affordable, easy, effective coverage

Humana Simplicity is the most straightforward and easy-to-understand plan we offer. There are no deductibles for in-network care, just a copayment. Plus, clients can access HumanaVitality®, which helps them make healthy life choices while allowing them to earn rewards.

Options for Humana Simplicity vary by area but include a wide variety of benefits.

Humana Simplicity HMO

HMO Premier is the largest HMO network we offer. The HMO plan features the lowest premiums of any Humana Simplicity plan.

  • The option to see any provider in the HMO network
  • Access to MyHumana tools online and via mobile devices

Humana/ChoiceCare®

This plan includes a nationwide PPO network of more than 550,000 providers and approximately 3,500 hospitals.

  • Ability to select out-of-network providers without a referral
  • Access to MyHumana tools online and via mobile devices

National POS

Clients receive discounts and can choose from within a network of providers that overlaps 95% with the national Humana/ChoiceCare Network.

  • No need to choose a primary care physician
  • Savings on services by In-network providers
  • Access to MyHumana tools online and via mobile devices
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