ad-and-d

AD&D provisions (employee only)

AD&D provisions

Benefit Loss Benefit
Education benefit Death Actual expense to a maximum of $5,000 or 5 percent of death benefit per child per year. Payable up to four years for your client’s employee’s dependent children or until age 25. Dependent must be a full-time student beyond 12th grade at a college, university or vocational school on the date of the employee’s death or within 365 days after the death.
Childcare benefit Death Actual expense to a maximum of $5,000 or 5 percent of death benefit per child per year. After your client’s employee’s death, payable up to five consecutive years for employee’s dependent children in a licensed childcare center, or until the child’s 13th birthday.
Spouse training benefit Death Actual expense to a maximum of $5,000 or 5 percent of death benefit for one year after your client’s employee’s death. Survivor must be enrolled as a student in an accredited school on the date of the employee’s death or within 365 days after the death.
Repatriation benefit Death Actual expenses to a maximum of $5,000 if client’s employee dies as a result of an accidental death at least 150 miles from his/her principal place of resident, and there are expenses for preparing and transporting the employee’s body to a mortuary.
Coma benefit Employee is in a coma caused by a body injury; the coma begins within 365 days after the accident; and the person remains in a coma for more than 31 consecutive days. Actual expense to a maximum of $5,000 or 5 percent of death benefit.

* In Maryland, these benefits not available: seat belt-airbag-helmet education, childcare, spouse training, coma, and repatriation.

Pharmacy mobile app

You’re on the go ... so are we!

The Humana Pharmacy App lets you take your pharmacy with you everywhere you go. Download the Humana Pharmacy App from the App Store or Google Play™ today!

Download on the App Store Android App on Google Play

Wellbeing in 140 characters or less

Wellbeing in 140 characters or less

Get the latest news and information.

Follow us on Twitter (link opens in new window) 
Look up healthcare and health plan terms

Look up healthcare and health plan terms

From abrasion to X-ray, the Humana glossary offers explanations for common insurance and medical terms.

Browse our healthcare glossary