|Loss||Benefit amount equal to|
|Both hands and both feet||Full amount|
|Sight in both eyes||Full amount|
|One hand and one foot||Full amount|
|One hand or one foot, and sight in one eye||Full amount|
|One hand or one foot||One-half of full amount|
|Loss of sight in one eye||One-half of full amount|
|Loss of thumb and index finger on same hand||One-fourth of full amount|
|Paraplegia||One-half of full amount|
|Hemiplegia||One-half of full amount|
|Common carrier benefit||The total benefit for all losses from the same accident will be limited to the one loss that provides the greatest benefit.||Benefit amount doubles if the loss results from a common carrier accident: a covered accidental bodily injury sustained while riding as a fare-paying passenger (not a pilot, operator or crew member) in or on, boarding or getting off from a common carrier. A common carrier is any land, air or water vehicle operated with a valid license to transport passengers for hire.|
Residents of Texas must have continuous coverage a minimum of 30 days to qualify for AD&D coverage.
|Common carrier benefit||Death as a result of an auto accident while properly using a seat belt or wearing a properly fitted and fastened motorcycle helmet in a motorcycle accident.||Amount of accidental death benefit increases by 10 percent, but not less than $1,000 or more than $10,000. In addition, for a properly functioning airbag, accidental death benefit increases by 5 percent, to a maximum of $5,000 but no less than $500.|
* In Maryland, these benefits not available: seat belt-airbag-helmet education, childcare, spouse training, coma, and repatriation.
Get the latest news and information.Follow us on Twitter (link opens in new window)
From abrasion to X-ray, the Humana glossary offers explanations for common insurance and medical terms.Browse our healthcare glossary